BACKGROUND OF THE STUDY
Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essential for natural well bring.
Since agriculture is the backbone of the Nigeria economy providing employment to about 70% of its population yet this important sector has suffered healect since the oil boom days. Agriculture has totally declined since the early 1970s Nigeria export crops such as groundnut, palm oil and external have evaluate disappeared and the country is a net importer of food crops. Agriculture recorded growth rate in 1975 at about 2.6% while the population grew at about 70% compared to 57-7% in 1993 economic growth summit (1995) the small scale farmers according to the national agricultural policy document for Nigeria (N.A.P.O.N) constitute over 90% of the food and fiber requirement of Nigeria on the other hand large scale farmers produce has than 1% of farm out put in Nigeria but they tend to have greater access to farmer inputs including farm credit or loan.
STATEMENT OF THE PROBLEM
This study is to investigate the analysis of the problem associated with obtaining credit for financing agricultural production in Edo state. It would be seen that many problems arise the most for mixable problem encounter by the farmers in the area.