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» CHAPTER ONE 1.0 INTRODUCTION Saving can be defined as income not spent on deferred consumption it could also mean that part of disposable income which is not spent on consumption. It could be public or private, the former being related to budget surpluses. In the case of the later, there seems to be a fairly straight forward division of income into consumption expenditure and savings. Thus savings...Continue Reading »
50 pages | 236 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY There are internal and external factors that stimulate desire and energy in any people to continually be interested and committed to a job, role, subject, or make the effort to attain a goal. It usually results from the interaction of both conscious and unconscious factors such as the (I) intensity of need or desire, (ii) incentive or reward val...Continue Reading »
50 pages | 241 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Financing is always very important issue in investment decision. A ready question that always proceeds project concernment is “How do we finance the project” even an impressive viable and feasible project can only achieve the business virility expected of if after the issues of financing haws been firmly and adequately resolved. The ...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 Background of the Study Some of the major functions of any government especially developing countries such as Nigeria are the provision of infrastructural service such as electricity, pipe borne water, hospitals, schools, good roads and as well as ensuring rise in per capital, income, poverty alleviation etc. for these services to be adequately provided, government sho...Continue Reading »
50 pages | 258 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Trade disputes (emergency provisions) decree, 1968 defined strike as meaning the cessation of work by a body of persons employed action in combination, or a concerted refusal or a refusal under a common understanding of any number of persons employed to continue to work for an employer in consequence of a dispute, done as a means of compelling t...Continue Reading »
50 pages | 321 engagements |
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» CHAPTER ONE 1.1 INTRODUCTION In every organizational set up, you will always find two indispensible group. These are the employers and the employees. They constitute the pivot upon which the activities of the organization revalue. The fact remains that in an organization where the employers and the employees are co operative, it helps to improve their productivity and services. Every organization ...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The lexicon Webster Dictionary define strategy as a method or plan to achieve some goals. Every business organization is set up with some goals (which is referred to as the organizational goals) in mind. These goals can not be achieved without the employees to carry out various duties towards the achievement of organizational goals. Fro the empl...Continue Reading »
50 pages | 240 engagements |
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» CHAPTER ONE INTRODUCTION Background to the Study Teaching and learning are inseparable concepts with learning playing more of judgmental role to teaching. It is believed that “unless the child learns the teacher has not taught”. Though teaching and learning are intimately linked processes and are interdependent as well as inter woven, teaching is a social phenomenon, while learning is ...Continue Reading »
50 pages | 307 engagements |
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» CHAPTER ONE INTRODUCTION 1.0 BACKGROUND OF THE STUDY In the content of the financial system, the term “Banking Regulation” appears relevant to the banking sub system, it refer to as a body of specific rules or agree behavior either imposed by government or external agency or self imposed by some government or external agency or self imposed by the explicit or implied agreement within t...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.0 BACKGROUND OF STUDY Commercial banks are in the services industry, in safe keeping of money and valuables, remitting foreign and domestic exchanges, collecting cheques, draft, notes and other obligations and behalf of other customer. According to Christian Ammer, Deans Ammer in their books dictionary of business and economics, defined commercial bank as “bank who...Continue Reading »
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» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY The banking industry is undergoing a period of transformation and this requires new orientation on the part of the bank management. There is general agreement that the role of marketing in every organization cannot be over emphasize. According to Kotter 1980, marketing is important not only to economic institution such as manufacturing indus...Continue Reading »
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» CHAPTER ONE 1.0 INTRODUCTION BACKGROUND OF THE STUDY Study have shown that one of the major problem facing Nigeria is unemployment, this problem of employment is likely to affect those people in the delta state which lead low standard of living and general well being of the people especially the indigent rural dwellers. However, the concept of unemployment as it obtains in Nigeria today started fr...Continue Reading »
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» CHAPTER ONE 1.0 INTRODUCTION It is a fact that cannot be doubted that prices of goods especially consumer items skyrocket so often in Nigeria. This is as a result of the economic depression that the country is going through. Every nation has the causes of her economic problems and their attendant effects peculiar to it. In the case of Nigeria, the causes are many and the effects are much. One of t...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The goal or desire of any nation is to achieve its economic growth and development. For the Nigeria government, employment provision for all and reasonable development of all localities are certainly not feasible within the limited government structures and establishment. The federal government therefore considers the active participation of the...Continue Reading »
50 pages | 266 engagements |
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» CHAPTER ONE 1.0 INTRODUCTION Commercial banks credit polices provides a wide range of financial services to individual, small or medium sized firms and corporate clients through its Network of brancher. In all its branches bank offers a range of retail banking services, cheap exchange rate, they also offer trade financial services such as granting of loans facilities to small scale enterprises. Th...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 Background of the Study The study entails the rapid increase of the case of fraud in the financial institutions and how it affects the performance of these financial institutions. People are scared of taking their money to banks because of fear of fraud. Although various procedures for prevention of this ugly act exist, but it seems like the most powerful remedy is the...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The Nigeria rural areas consist of diversity of people with distinct cultures sustained by diverse economy. Infact, the structure of the rural areas in Nigeria and their cultures are characterized both by continuity and changes. The societal values and norms control of the rural dwellers to a large extent have destabilizing effect on entrepreneurshi...Continue Reading »
50 pages | 284 engagements |
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» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY In any nation, there arem basically four objectives or goal of micro economics policies. i. High level of employment ii. A reasonable stable price iii. Rapid economic growth and maintenance of equilibrium in the international balance of payment. The last objective (balance of payments stability is very crucial since then basic condition of t...Continue Reading »
50 pages | 239 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The term financial institution the general believe of people that one is referring to a particular place where buyers and sellers meet to transact business with one another. Whereas some people are of the opinion that financial institution needs not to be a physical meeting place but instead a consensus of mind over buying and selling of valuabl...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The history of development and what currently obtains globally sasses that it was is and will be difficult to divorce credit from business. Everyone will need credit in one form of the other someday. In relation to economic development of Delta State, businesses both new and established will require it. Delta State government often resort to cre...Continue Reading »
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