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PROJECT TOPIC: POTENTIAL IMPACT OF FINANCIAL INCLUSION ON ECONOMIC GROWTH IN NIGERIA

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CHAPTER ONE

BACKGROUND OF THE STUDY

INTRODUCTION

At a time when Nigeria’s economic growth is slowing down, financial inclusion could not be more important. Financial inclusion ensures that irrespective of income level, all individuals, households and businesses have access to appropriate financial services products.

Given that low-income earners constitute a significant portion of the population and have a huge chunk of the economy’s idle funds, increased access promotes capital accumulation, credit creation,increased economic activity, and increased investment. It’s estimated that Nigeria could even have a growth potential of 374% if 100% financial inclusion could be achieved (political and socioeconomic factors are kept constant).


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