1.0 BACK GROUND OF THE STUDY
A commercial bank is an economic unit which main goal is to maximize profit. Every bank attempts to structure its asset and liabities in such a manner as to field the lightest returns subject to some constrain. When customer deposit money with a bank they are lending the funds to the banks for a specific or indefinite period of time pending on the contract signed with bank. The customer can deposit and withdraw funds at short notice or...