ABSTRACT
This study sought to determine the relationship between extension access and/or access to credit and adoption of maize technology by small-scale maize farmers in the Central Region of Ghana. It is expected that the findings of this study will increase our understanding of the importance of extension and credit access in agricultural development.
The study was carried out in six districts of the Central Region of Ghana. These are Assin, Asikuma-Odoben-Brakwa, Agona, Awutu-Efutu-Senya, Gomoa and Komenda-Edina-Eguafo-Abrem districts. A survey questionnaire was used to collect data on personal socio-economic characteristics, extension access, access to credit and adoption of maize technology from a sample of 160 farmers. The sample, comprising 80 farmers who were members of the Farmer Production Plot (FPP) group and have access to Sasakawa Global 2000 (S.G. 2000) credit, and 80 fanners who were non-members of the FPP group (NFPP) were drawn using multi-stage sampling technique. Data collected was analysed using Statistical Package for Social Sciences (SPSS). Analysis yielded descriptive statistics of frequency counts, percentages, as well as cross-tabulations of variables that enabled the statistical testing of hypothesis using Chi-square. The findings indicate significant differences were found between FPP and NFPP farmers in relation to extension access, credit source, and adoption of innovations.