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» CHAPTER ONE 1.1 BACKGROUND TO THE STUDY The menace of financial fraud has certainly emerged as one of the hindrances to bank performance in Nigeria. Although fraud is a worldwide phenomenon, it is the single most important financial problem in Nigeria. The nation has suffered severe losses financially. Banks in Nigeria may not be talking about fraud they persistently suffer, especially because of ...Continue Reading »
50 pages | 313 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the Study With the gradual shift of global business world into the knowledge economy, it is becoming increasingly important and obvious to business organisations that to survive in business in this complex and dynamic world, adequate attention must be paid to the intellectual capital base of the firm. Gone are the days when firms focus only on their physi...Continue Reading »
50 pages | 278 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the study Deposit money banks play a critical role in economic development of countries as they channel funds from depositors to investors through financial intermediation. Beyond the intermediation function, the financial performance of banks has critical implications on economic growth of countries. Good financial performance rewards the shareholders fo...Continue Reading »
50 pages | 378 engagements |
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» CHAPTER ONE INTRODUCTION Background to the Study Internet is a fast spreading service which allows customers to access account specific information and possibly conduct transactions from a remote location such as at home or from the work place. ATM cards, debit cards, credit cards etc. have eased up human life to a point that life today would have been hard and stressful. The increased acceptance ...Continue Reading »
50 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background of the study Corporate governance is regarded as the key foundation for effective organizational performance and for organizations to be more productive, governed and controlled. The level of collapse of institutions and failure of firms across the world has also emphasized the need to study the ways by which organizations are governed and controlled. Lee (2...Continue Reading »
50 pages | 238 engagements |
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» CHAPTER ONE 1.1 BACKGROUND OF THE STUDY Global trend of unpredictable technological advancement evolution of ideas in the corporate world and continuous progressive changes in socio economic transactions within the modern society have imperatively imprinted upon the human minds the search for better ways of addressing economic activities and interaction in the modern world. In this view, the Centr...Continue Reading »
50 pages | 236 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background of the Study There is a great change witness today as a result of technological evolution, this evolution has touched every aspect of people’s life, and the banks are not left out. They have adopted this new height of technology through the use of electronic banking (e banking). In Nigeria the evolution of electronic banking (e banking) was pioneered b...Continue Reading »
50 pages | 240 engagements |
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» CHAPTER ONE INTRODUCTION 1.1. Background of the Study The resultant of technological innovation has been the transformation in operational dimension of banks over some decades. Internet technology has brought about a paradigm shift in banking operations to the extent that banks embrace internet technology to enhance effective and extensive delivery of wide range of value added products and service...Continue Reading »
50 pages | 261 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY It is an accepted fact in Economic discourse that intermediaries such as Banks and Non Bank financial institutions exist to ensure the transfer of financial surplus units to financial deficit units in any economy. Financial intermediaries make these funds available to deficit units or more broadly borrowers. In the process of inter mediation, th...Continue Reading »
50 pages | 223 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the Study It is said that finance is the mainstay of an economy without finance there will be no investment and capital to start up a business and also no meaningful development could be done without finance and proper management, as a result of that diamond bank has a system of control which ensures smooth running of their bank of which internal auditing...Continue Reading »
50 pages | 203 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY In recent time the Nigeria Bank Sector was experiencing some problem and in its performance and operation which is more as result of failing nature of banks in the Nigeria economy. The problem in great the line competitive of the stream turning of the reputation of the Nigeria banking sector among its international counterparts in its performance, a...Continue Reading »
50 pages | 169 engagements |
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» ABSTRACT This research work is focused on the causes of effectiveness investment appraisal techniques in financial institution in Nigeria banking industries, with a special references to the First Bank Plc) the rate of appraisal In banking industries in Nigeria this days cannot be undermined which is also affirming and the drastic implication. It possesses on bank survival and Nigeria economy....Continue Reading »
50 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Before going into the subject of this study “banker customer relationship” it is very essential to have an insight into what a banker’s and who really is a customer from the time immoral, it has been a difficult and controversial task to find an acceptable definition of a banker because of the diverse activities carried out by bank...Continue Reading »
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The role of Bank Verification Number (BVN) aimed at curtailing hazards associated with social security and credit risk cannot be underestimated. In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real time security processes. In the face of increasing incidents of com...Continue Reading »
50 pages | 340 engagements |
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» CHAPTER ONE Background to the Study The concept of corporate governance has attracted a good deal of public interest in recent years, because of its apparent importance on the economic health of corporations and society in general. Basically, corporate governance in the banking sector requires judicious and prudent management of resources and the preservation of resources (assets) of the corporate...Continue Reading »
50 pages | 185 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background of the Study Since the history of human development, information has played a prominent role in our lives. The robust development in science &technology has immeasurably increased the role of information in every facet of human endeavor. The rapid expansion of a mass of diversified information has given birth to the term “information explosion&rdqu...Continue Reading »
50 pages | 205 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Today’s financial system is the product of centuries of innovation. It started as a barter economy and has moved through various incarnations in response to limitations inherent in the evolving systems (Ajayi & Ojo, 2006). Changes will definitely continue to occur in response to social and technological advancements. This has led to a ...Continue Reading »
50 pages | 197 engagements |
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» CHAPTER ONE INTRODUCTION Background of the study The most recent and significant development in the banking industry is the emergence of Islamic Banking System and Interest Free Banks (IFBs) in both developing countries and developed countries of the world. This is in response to the failure of the conventional interest based banking system to cater for the developmental needs of most countries, p...Continue Reading »
50 pages | 250 engagements |
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» CHAPTER ONE 1.0 INTRODUCTION Banking operation is very important in the stating of any economy in the functions of commercial bank in an economic system is the transfer of funds from the surplus unit to the deficits units. The surplus unit provides the fund needed to the deficits unit for investment purposes, this is essential for economic growth of any country. The commercial bank are the interme...Continue Reading »
50 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION Monetary policy is one of the macroeconomic instruments with which nations (including Nigeria) do manage their economies, Ajie and Nenbe, (2010). According to Ubi, et al (2012), monetary policy is an aspect of macroeconomics which deals with the use of monetary instruments designed to regulate the value, supply and cost of money in an economy, in line with the expected lev...Continue Reading »
50 pages | 175 engagements |