BANKING AND FINANCE PROJECT TOPICS AND RESEARCH MATERIALS

• 121. THE IMPACT OF BANKS CREDIT IN THE NIGERIAN ECONOMY.

  » CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY In Nigeria, credit has been recognized as an essential tool for promoting growth and development in the country. About 70 percent of the population is engaged in informal sector or in agricultural production. The federal and state government of Nigeria has recognized that for sustainable growth and developments in Nigeria, the financial empo...Continue Reading »

  50 pages |  207 engagements | 

• 122. LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS.

  » CHAPTER ONE 1.1 BACKGROUND OF THE STUDY: Virtually, every business has a credit relationship with a financial institution, especially banks. Some rely on periodic short term loans to finance temporary working capital needs. Others primarily use long term loans to finance capital expenditure, new acquisitions or permanent increases in capital. Regardless of the type of loan, all credit request mand...Continue Reading »

  50 pages |  -1 engagements | 

• 123. THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUG...

  » CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The post independence Nigerian government adopted the entrepreneurship government which constrained it to assume the role of entrepreneur and the urge to offset the economic neglect of the colonial government and that resulted in engaging in ambitious industrialization programmes. When the Nigerian industrial Development Bank Limited (NIDB) was ...Continue Reading »

  50 pages |  233 engagements | 

• 124. THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINANCING IN NIGERIA FROM 2006 –...

  » CHAPTER ONE THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINANCING IN NIGERIA INTRODUCTION: Financial institutions are organizations which deal basically in money. They constitute the financial framework of an economy. Financial institutions help to pool savings and excess liquidity from millions of individuals and firms within the country and make them available to those who need them for various...Continue Reading »

  50 pages |  231 engagements | 

• 125. THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINANCING IN NIGERIA FROM 2006 –...

  » CHAPTER ONE THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINANCING IN NIGERIA INTRODUCTION: Financial institutions are organizations which deal basically in money. They constitute the financial framework of an economy. Financial institutions help to pool savings and excess liquidity from millions of individuals and firms within the country and make them available to those who need them for various...Continue Reading »

  50 pages |  -1 engagements | 

• 126. THE EFFECT OF ELECTRONIC BANKING ON CUSTOMER SERVICE DELIVERY

  » CHAPTER ONE 1.1 BACKGROUND OF THE STUDY Banking has been one of the services that provide the opportunity to use the internet to enhance business transactions that engenders customer satisfaction. The term electronic banking was defined by Allen et al (2001) to mean the procurement of data or services by a bank to its clients by means of a computer. A more sophisticated service is the particular c...Continue Reading »

  50 pages |  257 engagements | 

• 127. THE ROLE OF CENTRAL BANK OF NIGERIA IN STABILIZING NIGERIA ECONOMY THROUGH MONET...

  » CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Monetary policy is the process by which monetary authority of a country controls the supply of the money that is monetary stock often targeting a rate of interest for the purpose of promoting economic growth and stability. Monetary policy measures are monetary management put in place by the government through the central bank. These measures rel...Continue Reading »

  50 pages |  225 engagements | 

• 128. A STUDY INTO THE ACCEPTANCE AND ADOPTION OF THE CBNS CASHLESS POLICY IN PORT HAR...

  » CHAPTER ONE INTRODUCTION BACKGROUND TO THE STUDY One of the prerequisites for the development of national economy according to Ajayi et al, 2006 is by encouraging a payment system that is secured, convenient, and affordable. The world today is moving away from paper payment system to electronic means, especially payment cards (Humphrey, 2004). In most countries, for instance, it is possible to pay...Continue Reading »

  50 pages |  256 engagements | 

• 129. THE EFFECT OF CAPITALIZATION ON THE FINANCIAL INSTITUTION IN NIGERIA

  » CHAPTER ONE 1.0 INTRODUCTION The Oxford mini dictionary explains that capital is “accumulated wealth” or “money with which a business is started’ in banking, capital has these two meanings. At the out set, capital in the form of issued and paid up shares is money with which the business is started. Overtime, the capital funds of the bank reflect the accumulated (addition of...Continue Reading »

  50 pages |  242 engagements | 

• 130. AN ASSESSMENT OF CONTRIBUTION OF COMMERCIAL BANK TO THE ECONOMIC DEVELOPMENT OF ...

  » ABSTRACT This study is conducted on an Assessment of Contribution of Commercial Banks in the Economic Development of Nigeria. The concept is also on eye opener to the society and business as well. The research was carried out by means of questionnaires and oral interview with the official/staff of the bank selected on which the following questions that need to be tested are based on the contributi...Continue Reading »

  50 pages |  284 engagements | 

• 131. EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOA...

  » CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The potential crisis that is looming in the Nigerian banking industry can no longer wait to be addressed other than what could be witnessed in the revolutionary instance taking by Prof. Charles Soludo, directives on the N25b capitalization base for banks who wish to operates in Nigeria Economy. In addressing the financial institutions, he mainta...Continue Reading »

  50 pages |  242 engagements | 

• 132. AN EVALUATION OF THE PERFORMANCE OF NIGERIAN STOCK EXCHANGE IN THE ECONOMIC DEVE...

  » ABSTRACT The need to mobilize financial resources by government can not be over emphasized as the country development need for outstrippedIts revenue generation capacity. Experience in Nigerian has shown that revenue from taxation and statutory allocation alone are not sufficient to finance the current and capital expenditure of most government of the federation. It is therefore imperative for the...Continue Reading »

  50 pages |  220 engagements | 

• 133. CREDIT MANAGEMENT AND BANK LENDING (A CASE STUDY OF ECO BANK LTD, NIGERIAN)

  » ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business credit to expand their operations and sustai...Continue Reading »

  50 pages |  246 engagements | 

• 134. RISK MANAGEMENT IN NIGERIAN BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA)

  » INTRODUCTION For bank to be standard it must undertake investments it shows that the decision taken on portfolios management, specify accurately a unique sequence cash flow cannot be forecast accurately as it subjected to the occurrence of future events. This determine the probability element in decision making, therefore risk arises in investment evaluation because occurrence of the possible even...Continue Reading »

  50 pages |  221 engagements | 

• 135. AN APPRAISAL OF THE IMPLICATION OF ELECTRONIC BANKING IN NIGERIA BANKS (A CASE S...

  » INTRODUCTION Electronic banking have long been recognized to play an important role in economic development on the basis of their ability to create liquidity in the economy through financial intermediation between savers and borrowers. It also offers financial services and products that accelerate settlement of transactions and in the process reduce cash intensity in the financial system, encourag...Continue Reading »

  50 pages |  250 engagements | 

• 136. BANK FAILURE IN NIGERIA: PROBLEMS AND DIFFICULTIES

  » CHAPTER ONE INTRODUCTION The term bank means a place where money and valuable are kept for safety. So bank failure means the inability of the bank to meet its statutory obligation. The financial sector of any economy plays an important role in promoting and supporting economic growth and development. When the financial sectors in distress it cannot perform this role effectively. Modern commercial ...Continue Reading »

  50 pages |  -1 engagements | 

• 137. THE IMPROVING THE MANAGEMENT OF LEARNABLE FUNDS IN COMMERCIAL BANKS IN NIGERIA

  » ABSTRACT This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for data collection included oral interviews, bank rec...Continue Reading »

  50 pages |  252 engagements | 

• 138. ROLE OF ELECTRONIC BANKING (E_BANKING) IN THE DEVELOPMENT OF FINANCIAL INSTITUTI...

  » CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The advent of financial innovation such as credit cards, smart cards, Electronic transfers in the payment system and more recently, the lunching of INTERNET BANKING have transformed the world into a Global Village Linked with Electronic impulses. The concept of Electronic money was introduced in 1996 when the central Bank of Nigeria gave approve...Continue Reading »

  50 pages |  225 engagements | 

• 139. THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE AGRICULTURAL (A CASE STUDY...

  » CHAPTER ONE INTRODUCTION 1.0 BACKGROUND OF THE STUDY In Nigeria, agricultural like in most other developing countries the small scale farmer predominates several constraint and barriers which appear insurmountable limited the overall farming activities and if this is anything to go by, it can destroy a developing economy which heavily rest on the shoulders of small scale farmer. These small scale ...Continue Reading »

  50 pages |  255 engagements | 

• 140. EVALUATION OF BANK LENDING AND CREDIT MANAGEMENT IN NIGERIA (A CASE STUDY OF FIR...

  » CHAPTER ONE 1.0 INTRODUCTION Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that have genuine needs for them. The banks have special responsibility to ensure effective management of these funds kept in trust ...Continue Reading »

  50 pages |  -1 engagements |