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PROJECT TOPIC: THE AVAILABILTY OF HOUSING FINANCING FUNDS FOR PRIVATE ESTATE DEVELOPERS IN FCT - ABUJA, NIGERIA

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HOUSING CONCEPT

                Housing is an essential need of man for living which is described as a “sine qua non” of human living (Yakubu 1980; Olotuah and Aiyetan 2006). According to Nubi (2008), habitable housing contributes to the health, efficiency, social behaviour and general welfare of the populace. Apart from providing man with shelter and security, housing plays a major role in serving as an asset (Poole 2003; Alhashimi & Dwyer 2004).

Microsoft (2008) defined the House as a dwelling place for human habitation and a focal point for day-to-day living. It highlighted that the House is one of man`s basic needs-ranking third only after food and clothing. It argued that the House is one of the highest investments that Government, organized employers of labour, and the individuals make to improve human welfare, and motivate to higher productivity.

Shut (2005) and Ural (2006) argued that the House is a product of ideas, materials and technology and is an index of human development. They both explained that a satisfactory House contributes to the health status of its occupants and determines the economic growth of the individuals and nations.



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