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PROJECT TOPIC: ASSESSING FINANCIAL LITERACY OF PENSIONERS IN GHANA

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ABSTRACT

Knowledge and literacy on the concept of finance and other related financial issues have been very topical around the globe. Being financially literate means having knowledge and understanding of financial concepts. Also, basic knowledge in risk, and the drive to apply these knowledge in making decision that affects the individual financial wellbeing and the society at large also forms part of financial literacy.

Several studies in financial literacy have been conducted around the world on different context and different subjects owing to the immense contribution of the concept of financial literacy to the global economy and individuals. However, studies on financial literacy of pensioners are seen to be limited in the literature. This study, therefore examines the financial literacy of pensioners in Ghana. The study examined financial literacy of the pensioners in Ghana by surveying pensioners from the Greater Accra region. The study in achieving its objectives applied the quantitative method, and sampled 155 pensioners from the population by the use of the simple random technique. This quantitative data was analysed using simple discrete data analysis, and inferential analysis


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