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PROJECT TOPIC: THE ROLE OF FINANCIAL INSTITUTIONS IN HOUSING DEVELOPMENT IN NIGERIA

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CHAPTER ONE

INTRODUCTION 

1.1 BACKGROUND OF THE STUDY 

Housing is one of the three basic needs of mankind and it is the most important for the physical survival of man after the provision of food.  Decent housing is one of the basic needs of every individual, the family and the community in general.  As a pre-requisite to the survival of man, it ranks secondly only the food.  It is also one of the best indicates of a persons standard of driving and his place in a society.  The housing and individual lives in a symbol of his status, a measure of this achievement and social acceptance, an expression, an expression of his personality and the barometer that seems to indicate in a large measure. The way the individual perceives himself and how the perceived by the large society. Is the measure of all good (or bad) things in life that will come to him and his family (Agbola, 1995). 

The importance of housing in human development has been well documented by scholars.  The position of scholars varys depending on the aspect of housing each one delves into.  Omirin (1998), researched into land a accessibility and low income house building in metropolitan Lagos. Based on her analysis of house builders behavior of selected low income earners of Lagos she asserts that it is a wrong notion to continue to rank land accessibility as the greatest constraints of house builders. 


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