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» ABSTRACT The subject matter of this research work examined the impact of Mortgage institutions on the National housing policy and Development in Nigeria. This study also examined the effect of mortgage finance and National Housing Fund on Nigerian Citizens towards acquiring their own houses. The work outlined and appraised critically the contributions of Federal Mortgage Bank of Nigeria and Primar...Continue Reading »
50 pages | 429 engagements |
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» ABSTRACT This research work is geared towards the investigation of the effect of fiscal and monetary policies on commercial bank and other financial institution, government through various agencies issues fiscal and monetary which are assumed to determine whether these polices have any significant impact on the commercial banks and other financial institution, questionnaires were administered on t...Continue Reading »
50 pages | 272 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background of the Study A pandemic is a disease outbreak that spreads across countries or continents. It affects more people and takes more lives than an epidemic, which according to the World Health Organization (WHO) declared COVID 19 to be a pandemic when it became clear that the illness was severe and that it was spreading quickly over a wide area. The shocking and...Continue Reading »
50 pages | 326 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The COVID 19 outbreak is a global pandemic. It originated in December 2019 in the Chinese city of Wuhan, and has rapidly impacted to a greater extent in most parts of the world (James 2020). COVID 19 has affected and continues to affect all global areas and regions due to its highly infectious nature (Ayomide 2020). COVID 19 popularly known as Coron...Continue Reading »
50 pages | 293 engagements |
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» INTRODUCTION 1.1 BACKGROUND OF THE STUDY Standard trust bank PLC commercial operations in August 1997 as a commercial bank with five business offices driven by a board of directors, a management team and staff focused on revolutionizing the Nigerian banking industry. Following the resolution of the board of directors at an extra ordinary general meeting on 19th July 2002, the bank because a public...Continue Reading »
50 pages | 263 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 PROBLEM IDENTIFICATION AND PURPOSE OF THE STUDY Nigeria Government joined other countries of the world in emphasizing the establishment of small scale enterprises which is characterized by small scale industries which size would not all for elaborates administrative structure to play observation role in economic development. Consequently, those roles are feel only litt...Continue Reading »
50 pages | 271 engagements |
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» CHAPTER ONE INTRODUCTION 1.1) BACKGROUND OF THE STUDY A commercial bank can be defined as a financial institution or company carrying on the biz of receiving monies other valuables as deposits from the public for keeping and for lending to the investors on short and medium term basis on which it charges interest such deposit or repayable on demand to the depositors or order. ADEKANYA(1993) The ear...Continue Reading »
50 pages | 279 engagements |
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» INTRODUCTION 1.1 BACKGROUND OF STUDY In the immediate past decade and this present decade, there have been seminars, conferences, articles, Journals and various publications by both local, national and International Organizations on the sharp decline in Agricultural production on these various programmes, some of these workshops, conferences and seminars include the followings: The 13th Annual wor...Continue Reading »
50 pages | 268 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY It is universally acknowledged that the banking including play a catalytic role in t he process of economic growth and development. This acknowledgement is reinforced by contemporary conceptualism to the effect that banks are a veritable vehicle for mobilizing resources from su7plus units and tempting same to deficit unit. Banks constitute perha...Continue Reading »
50 pages | 239 engagements |
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» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY Inflation can be defined as the persistence rise an prices of goods and service due to the volume of money in circulation. This is an increase in the money and credit relative to available goods and service resulting in a general price level. In order to observe that there is inflation there should be a rise in the volume of money credit. Th...Continue Reading »
50 pages | 241 engagements |
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» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY: Banks are institutions known to operate on the center pin of public confidence. Today that concept no longer holds as bankers themselves either initiate fraud or partakes deeply on fraudulent activities against their banks (employees). According to Nigeria Deposit Insurance Corporation (NDIC) Annual Reports (2001) most banks were run a grou...Continue Reading »
50 pages | 265 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY A bank can be defined as an organisation whose principle operation is concerned with the accumulation of temporarily idle money of the general public from the purpose of advancing to others for expenditures. John Paget defined a bank as “A corporation or person(s) who accepts money on current account pays cheques on such account on demand and ...Continue Reading »
50 pages | 241 engagements |
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» INTRODUCTION The growth of the industrial sector of any economy is achieved through the interdependence and interrelationship among various business units. Growth has been defined as the numeric increase in the productive activities of a country. It is an increase in the amount of goods produced by all sectors of an economy in naira value. SMEs are sub sectors of the industrial sector and they pla...Continue Reading »
50 pages | 263 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the Study The precise link and direction of causation between financial development and economic growth has remained at the centre of empirical debates for decades. The debate arguably gathered momentum with the empirical works of King and Levine (1993) who, in a cross country study comprising data from 77 countries over the period 1960 1989, found that t...Continue Reading »
50 pages | 228 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The history of bank failure in Nigeria can be traced back to the early thirty’s when the industrial and Commercial Bank Limited which was established in 1929 and went into liquidation within a year it stored operation as a result of its generosity and liberty I extension of credit facilities especially to “managing directors” U...Continue Reading »
50 pages | 217 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The Nigerian banking industry has witnessed tremendous changes and expansion since the mid 1980s. Unfortunately the growth and expansion in the sector are not the manifestation of a sound or vibrant banking system known anywhere in the world. Most banks in Nigeria are characterized by inadequate capital base, poor services, huge rate of bankrupt...Continue Reading »
50 pages | 240 engagements |
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» CHAPTER ONE 1.1 Background to the Study Nigeria as a nation state is under a severe internal socio economic and security threat. As a more general level, the threat has social, economic, political and environmental dimensions. Each of these dimensions has greatly affected the nation’s stability, and can be traced to the ethnic militia armies, ethnic and religious conflicts, poverty, terroris...Continue Reading »
50 pages | 282 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the Study The coming into existence of the internet has helped to greatly improve the operations of commercial banks in Nigeria. The delivering of electronic services to businesses and consumers has been going on for years now. The internet is a fast spreading service that allows customers to use computers or any of their internet enabled devices to acces...Continue Reading »
50 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 Background to the Study Internet is a fast spreading service which allows customers to access account specific information and possibly conduct transactions from a remote location such as at home or from the work place. ATM cards, debit cards, credit cards etc. have eased up human life to a point that life today would have been hard and stressful. The increased accepta...Continue Reading »
50 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Faced with the problem of insecurity on customer accounts, the Central Bank of Nigeria (CBN) on February, 2014 initiated a compulsory bank verification number exercise which provides account holders with a unique number that enables the account holder to have a single identity in the banking system, Â aimed at protecting bank customers fro...Continue Reading »
50 pages | -1 engagements |